{"id":1363,"date":"2015-04-20T00:46:36","date_gmt":"2015-04-20T04:46:36","guid":{"rendered":"http:\/\/www.yoursash.com\/blog\/?p=1363"},"modified":"2015-04-20T00:46:36","modified_gmt":"2015-04-20T04:46:36","slug":"surviving-post-graduation-finances","status":"publish","type":"post","link":"https:\/\/www.yoursash.com\/blog\/uncategorized\/surviving-post-graduation-finances\/","title":{"rendered":"Surviving Post-Graduation Finances"},"content":{"rendered":"

\t\t\t\tPost- graduation opens up a world of excitement. This means no more 8am classes and certainly no more late night cramming for midterms and finals. More importantly, it also means that you have a number of responsibilities piling up the moment you leave college. Hopefully, you\u2019ll have a job lined up and more income than you\u2019ve ever had in your life. You may also receive gifts in the form of money from friends and family. One sure way to make sure you can be successful after graduation is to be responsible with your finances. Here are some tips to help you manage your money after college until you\u2019re making the big bucks.<\/p>\n

Don\u2019t spend your money just because you have it.<\/h2>\n
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www.hercampus.com<\/figcaption><\/figure>\n

Although you may be earning more than you have ever before, this amount of income is relatively small. Spending it just to spend it can make it disappear before you can say blueberry pie (as Bruce Willis would say). Realize that just because you\u2019ve earned this money doesn\u2019t mean all of it can be used for recreation.<\/p>\n

\u201cWould this make sense if I was still a college student?\u201d<\/strong><\/h2>\n
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www.pinterest.com<\/figcaption><\/figure>\n

Like most colleges students, you probably didn\u2019t have much money to blow. I know in college I ate Cup Noodles and drank Albertson\u2019s Vodka, sometimes both at the same time. Those were some dark times. Though you should not live like the way I did anymore, you should try and maintain as close to that lifestyle for as long as you can. \u00a0It also may be wise to look into opening a\u00a0Roth IRA and setting aside some money from every paycheck for it. These will\u00a0work wonders on paying back college debt and saving for a mortgage.<\/p>\n

Don\u2019t buy the brand-new luxury car you\u2019ve been dreaming of.<\/h2>\n
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www.caranddriver.com<\/figcaption><\/figure>\n

Let it stay in your dreams and motivate you to work towards it. One of the worst purchases you can make as a recent college grad is to buy a brand-new car. Consider used cars that will cost less and if you even need one at all. Many metro areas offer reliable public transportation, car share programs, and bike access.<\/p>\n

Save money and start paying off debts as soon as possible.<\/h2>\n
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www.badcredit.org<\/figcaption><\/figure>\n

Loan payments can be merciless with their interest charges. Start paying them off as soon as you can so you don\u2019t lose out to those charges. If you had the luxury of never taking out loans, saving money can still prove to be valuable when you come across a need for it. I suggest setting aside money every month for an emergency fund.<\/p>\n

 <\/p>\n

Have some tips of your own? Share them below!\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"

Post- graduation opens up a world of excitement. This means no more 8am classes and certainly no more late night cramming for midterms and finals….<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1363","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/posts\/1363","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/comments?post=1363"}],"version-history":[{"count":0,"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/posts\/1363\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/media?parent=1363"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/categories?post=1363"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yoursash.com\/blog\/wp-json\/wp\/v2\/tags?post=1363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}